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Retirement

Retirement

RMDs Get a Small Reprieve

2022 brings new life expectancy tables. For the first time in nearly 20 years, the IRS has released updated actuarial or life expectancy tables. Those who take required minimum withdrawals (RMD) from retirement accounts may already know we use…

Retirement

Wise Decisions with Retirement in Mind

Certain financial & lifestyle choices may lead you toward a better future. Some retirees succeed at realizing the life they want; others don’t. Fate aside, it isn’t merely a matter of investment decisions that makes the difference. There are…

Insurance Retirement

Prepare for Your Medicare Enrollment

Medicare Open Enrollment is approaching! This year’s enrollment period starts on October 15th, so it is about time to start preparing! Here are our 6 tips for Medicare enrollment prep: Understand the enrollment periods The initial enrollment period consists…

Financial Planning Retirement

401(k) Millionaires

What does this mean for your overall retirement strategy? Your workplace retirement account can play a critical role in your overall retirement strategy. However, some have gone further with the accounts than others, especially recently.  CNBC reported on findings…

Retirement

2021 Retirement Confidence Survey

A deep dive into workers’ expectations in retirement versus actual income sources. Will your retirement dreams match your reality? That’s perhaps the most critical question to ask people who are currently retired. Was your retirement what you expected, or…

Financial Planning Retirement

Understanding Extended Care

The important question: are you prepared? Addressing the potential threat of extended care expenses may be one of the biggest financial challenges for individuals who are developing a retirement strategy. The Administration for Community Living estimates that by 2060,…

Financial Planning Retirement

The Many Forms of Fixed Income

Looking for yield? Treasuries aren’t your only choice.   You want to draw some income while preserving some of your capital. So, you decide to take a look at fixed-income investments. A little research shows you that 10-year Treasury…

Financial Planning Retirement

Tax Efficiency in Retirement

What role should taxes play in your investment decisions? Will you pay higher taxes in retirement? Do you have a 401(k) or a traditional IRA? If so, you will receive income from both after age 72. However, if you…