Trick: Add a new, small change to a current routine.
Example: “Stack” a new habit of donating to a charity or contributing extra to a savings account when you’re paying your monthly bills.
Trick: “See” your future self or the future life you want. Imagine it routinely and in detail.
Example: Visualize what your life will be like in 12 months if you stick to your most recent resolution. What will that accomplishment fee like? What will it mean for you? Hold onto this picture and revisit it. This can be a powerful reminder of why you chose your resolution and what success could feel like.
Trick: Turn your resolutions into a game with built-in rewards if you “win” or achieve certain milestones.
Example: Download an app that gamifies your goals. If you want to get in better shape, for instance, use a step counter or fitness tracking app.
Trick: Focus on one behavior (a “keystone” habit) that can create a major ripple effect of positive change in your life.
Example: Getting more sleep and exercising regularly are keystone habits that can trigger other good behaviors, like eating healthy or trying to quit “bad” habits like smoking.
Trick: Break down your resolution into the smallest possible step and start there. Add a small step only after you’ve been successful with a previous small step, continuing until you achieve your goal.
Example: Focus on one areas of your finances and, again, start small. It could be as simple as automating certain contributions or checking certain account balances on a more regular basis. Start small to go far.
Trick: Join a group that practices the new behavior or shares the new habit you want to adopt.
Example: If getting in shape is part of your resolutions, start or join a neighborhood group for walking or bicycle riding. You could also hire a personal trainer as a coach.
Investment Advisory Services offered through Trek Financial LLC., an (SEC) Registered Investment Advisor.
Information presented is for educational purposes only. It should not be considered specific investment advice, does not take into consideration your specific situation, and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment strategies. Investments involve risk and are not guaranteed, and past performance is no guarantee of future results. For specific tax advice on any strategy, consult with a qualified tax professional before implementing any strategy discussed herein.