In today’s dynamic economic landscape, achieving financial wellness requires a proactive approach to personal finance management. Recent studies reveal that over half of Americans feel “financially frozen,” overwhelmed by financial decisions and unsure of the steps to take.1 To…
Money is a lifelong journey, and the financial wisdom you’ve gained over the years could make a difference for the next generation. Whether you’re a parent guiding your children, a grandparent hoping to leave a lasting impact, or a…
As working professionals, many of us might find ourselves balancing demanding careers, family responsibilities, and long-term financial planning. Amid this hustle, we may overlook the profound link between financial wellbeing and physical health—a connection supported by both research and…
The holiday season is often described as “the most wonderful time of the year,” yet for many, it might also bring significant financial stress. Between gift shopping, hosting gatherings, and traveling to see loved ones, the pressure to create…
In today’s world, where everything from shopping to banking is done online, keeping your financial identity safe is a big deal. One of the best ways to protect yourself from identity theft is by freezing your credit. Don’t worry—it’s…
A legacy is often thought of as something financial—a nest egg or an inheritance passed on to future generations. While financial assets are one part of a legacy, they don’t encompass the full meaning. A legacy can take many…
Understanding your credit report can help you manage your financial health. It can seem daunting at first, but with a little guidance, you’ll be able to understand what you’re looking at and even spot potential fraud. Regularly reviewing your…
Simple and inexpensive energy-saving tips that may help you save money. The famous saying from Poor Richard’s Almanack is frequently misquoted. It was published by founder Benjamin Franklin in 1737: “A penny saved is two pence clear.” This phrase…
The Internal Revenue Service has recently updated the tax brackets, standard deductions, and limits on retirement contributions for the 2024 tax year. It’s recommended to consider these changes early, even though these taxes aren’t due for some time. A…
A guide for parents and legal guardians. The U.S. Department of Agriculture estimates the cost of raising a child to the age of 17 for a middle-income family will be about $285,000. That’s approaching the median value of a…