A legacy is often thought of as something financial—a nest egg or an inheritance passed on to future generations. While financial assets are one part of a legacy, they don’t encompass the full meaning. A legacy can take many…
Financial Planning
Understanding your credit report can help you manage your financial health. It can seem daunting at first, but with a little guidance, you’ll be able to understand what you’re looking at and even spot potential fraud. Regularly reviewing your…
Simple and inexpensive energy-saving tips that may help you save money. The famous saying from Poor Richard’s Almanack is frequently misquoted. It was published by founder Benjamin Franklin in 1737: “A penny saved is two pence clear.” This phrase…
IRS Unveils Adjusted Tax Brackets and Retirement Limits for 2024
The Internal Revenue Service has recently updated the tax brackets, standard deductions, and limits on retirement contributions for the 2024 tax year. It’s recommended to consider these changes early, even though these taxes aren’t due for some time. A…
A guide for parents and legal guardians. The U.S. Department of Agriculture estimates the cost of raising a child to the age of 17 for a middle-income family will be about $285,000. That’s approaching the median value of a…
Retirement offers an opportunity to explore the world and embark on exciting travel adventures. However, it’s essential for you to prioritize your safety and well-being during your trips. One crucial aspect of travel planning for a retiree is selecting…
Have you noticed Mom or Dad showing signs of decline? Are you worried about your elderly uncle living at home by himself? You’re not alone. Many of us will find ourselves making care decisions for our parents or other…
Building wealth is a goal that requires time, effort, and discipline. Don’t get sucked in by get-rich-quick schemes and too-good-to-be-true opportunities that can send you down the wrong path. Although is seems like an overwhelming task, anyone can accomplish…
Are you considering taking a personal loan? First, it’s important to understand what it is before taking action. A personal loan allows you to borrow money to pay for personal expenses as a form of installment debt. You might…
On December 23, 2022, Congress passed the bill containing the Secure 2.0 Act retirement provisions. This Act will reshape retirement tax incentives for years to come through changing existing retirement account rules and related tax breaks. Here is a…