What number should you strive to reach? It is agreed that the earlier you start saving for retirement, the better. The big question on the minds of many savers, however, is:…
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Written by: Clinton Brown CFP®, ChFC, CLU, CASL®, CAP® Most people use financial planners very much like they use doctors – it takes some sort of a serious event to prompt…
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Some retirement savers choose this option in their 401(k) plan. Ever hear of an SDBA? That acronym stands for self-directed brokerage account. If you are enrolled in a 401(k),…
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Things to check and double-check. Estate planning is a task that people tend to put off, as any discussion of “the end” tends to be off-putting. However, people without…
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After many years together, some retired spouses may find their daily routines far apart. When you see online ads or TV commercials about retirement planning, do they ever show baby boomer…
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Why it is so important and not just for the rich. You have an estate. It doesn’t matter how limited (or unlimited) your means may be, and it doesn’t matter if…
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Are you too focused on the immediate future? How many short-term financial decisions do you make each week? You probably make more than a few, and they may feel routine. Yet,…
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Written by: Clinton Brown CFP®, ChFC, CLU, CASL®, CAP® Consolidating Information With numerous assets that can produce income, it can be challenging to manage all of the sources. With an income plan,…
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Everyone should aim to have a cash reserve. We all would love to have a little extra cash on hand for emergencies. Saving up that cash can be a challenge –…